7 Things To Know About Government Health Insurance For Seniors

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Why You Need Insurance

It can help you pay medical bills; otherwise, these expenses can consume your retirement savings, leading to financial instability.

Health Insurance

Critical Illness Cover

You will need adequate insurance coverage for serious diseases like cancer as their treatments are often expensive.


National Varishtha Mediclaim Policy

The policy is available for people aged 60-80 and covers up to Rs 2 lakh for eight critical illnesses.

Pradhan Mantri Jan Arogya Yojana

It offers healthcare coverage of up to Rs 5 lakh for senior citizens, women, and children in each BPL household.

HOPE Initiative

Health of Privileged Elders (HOPE) is a central government initiative offering insurance coverage of Rs 1-5 lakh for people over 60.

United India Healthcare Insurance

The United India Insurance Company offers insurance coverage of Rs 1-3 lakh for people aged 61-80 with a 5% family discount.

New India Assurance Mediclaim

The scheme offers coverage for people over 60, with a 10% family discount on Ayurveda, Unani, and homoeopathy treatments.

Compiled By Himani Verma

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