Debt assets provide stability to the portfolio compared to equities and equity-oriented instruments.
Debt assets help diversify and reduce risks from volatile markets.
Debt funds offer fixed-income and capital preservation.
Debt instruments have lower risks than other assets as they invest in government securities and fixed-income tools.
Debt funds are more liquid and have lower costs than other instruments.
Debt funds are ideal for risk-averse investors looking for guaranteed returns and minimal management.
Debt funds allow retirees to do financial planning for the long term.