Do insurers pay for the policy proceeds, if the insured die due to alcoholism?

Death due to being an alcoholic is not excluded in regular life insurance
Do insurers pay for the policy proceeds, if the insured die due to alcoholism?
Do insurers pay for the policy proceeds, if the insured die due to alcoholism?

My cousin is a heavy drinker and is unlikely to survive any longer. Will his life insurer pay for the policy proceeds if his death is due to alcoholism?

Sanjit Kumar, Delhi

You should not worry over the life insurance policy benefits, because death due to being an alcoholic is not excluded in regular life insurance. The only exclusion allowed in these products is suicide in the first policy year.

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