I have an independent house and have taken a home insurance policy. Can I add the expensive fittings that I have recently included to my house?
Brijesh Malik, Hyderabad
It is good to note that you have taken home insurance cover. You can include the contents of your house into this policy, which could include furniture and fittings, jewellery, electronic appliances, art and other belongings. For some of these assets, such as art, jewellery and electronic equipment, it is possible to get an extended all-risk cover other than the standard fire and special perils cover, which is extended for the building. It is sensible to go in for an all-risk cover, because it includes losses due to mishandling, short-circuit, and theft.
