Set a clear retirement goal with the required corpus fund, failing which can be disastrous.
Invest in instruments like PF, EPF, NPS, MF, pension plans, etc., for cash flow.
Consider potential healthcare costs and allocate a budget for it.
Consider inflation while estimating future expenses, failing which can prove costly.
Diversify your investment portfolio to mitigate market risks.
Maintain a savings account or open short-term FDs for emergency cash needs.
Create an Emergency Fund to cover at least six months of living expenses in liquid assets.
Seek professional advice to identify suitable investment options.