Himani Verma
Virdha pension is a government-backed social security programme offering financial aid to older people below the poverty line.
The scheme is open to individuals aged 60 and above; however, the pension amount may vary from one state to another.
The Indira Gandhi National Old Age Pension Scheme is a national pension plan the central government offers.
The pension amount for these schemes is usually between Rs 750 and Rs 2,000 and is credited monthly into the pensioners' bank accounts.
The Delhi government provides an additional Rs 500 for SC, ST, and minority communities as pension.
One can apply for an old-age pension by visiting the respective state government's websites.
The applicant must fill out a registration form, give bank and income details, proof of BPL category, and a photo.
The government maintains and updates the pensioners' list regularly for transparency.