7 Things You Need To Know About Bima Vistaar

Outlook Money

Regulatory Body

The Insurance Regulatory and Development Authority of India (Irdai) is planning to launch a unique all-in-one insurance product called Bima Vistaar.

Insurance Scheme regulatory

Well-Rounded Care

Irdai plans to boost insurance penetration in India through the launch of Bima Sugam, a digital platform, and Bima Vahak, a women-led distribution channel.

Insurance Scheme with multiple coverage


Bima Vistaar will provide life, health, and property coverage in a single affordable policy.

Insurance coverages

Insurance Trinity

Irdai's "Insurance Trinity" initiative, including Bima Vistaar and Bima Sugam, aims to ensure insurance for all by 2047 by addressing product design, pricing, and distribution gaps.

Insurance trinity

Women Centric Guidelines

The guidelines for the women-centric insurance distribution channel will be implemented concurrently with Bima Vistaar, which is in the final stages of development.

Reaching Locals

Bima Vahaks, registered individuals or legal entities, will be deployed in every gram panchayat by December 31, 2024, aiming to enhance insurance inclusion and raise awareness.

Connecting rural areas


Bima Vahaks will be involved in various activities, such as completing proposal forms, fulfilling KYC requirements, issuing insurance policies, and providing support for policy and claims-related services.


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