Travelling Overseas Without Insurance? Know The Consequences

Outlook Money

Travelling Oversees

Travelling overseas is a thrilling experience, but it can be uncertain. It's crucial to think about getting travel insurance before overseas trips. Without it, one might face financial risks due to unexpected events like a medical emergency or disruptions to plans.


Options Available: 

One option is to explore health insurance options offered by local providers in the country one is visiting. Many countries have insurance companies that offer short-term coverage for tourists. This type of insurance protects against expenses that may arise in the event of a medical emergency.

Medical emergency

Consequences: Medical Contingencies

In foreign countries, medical expenses are typically high. A medical emergency could lead to significant financial losses for the traveller without travel insurance.


Trip Cancellation:

Unforeseen events, such as natural disasters or a family medical emergency, may force one to cancel the trip. It can result in substantial financial loss, including non-refundable charges for travel expenses, accommodation, tour fees, etc.

Trip Cancellation

Travel Contingencies: 

In situations like flight delays, missed connections, and trip interruptions, travellers without insurance may be responsible for covering the costs of purchasing new tickets and additional lodging.

Travel Contingencies

Loss of Personal Belongings: 

Travel insurance covers the loss or theft of personal belongings, including luggage, passports, driving licenses, mobile phones, or any portable electronic devices. Without insurance, replacing these items can be both stressful and expensive.

Compiled by Syed Muskan

Personal Belongings

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