8 Reasons You Should Invest In Retirement-Focused Mutual Funds

Outlook Money


Inflation depletes money value; however, mutual funds have the potential to beat price rises.

Price Rise

Mutual Fund Options

Mutual funds provide numerous scheme options for retirement planning; choose the one that fulfils your requirements.

Choose based on requirements

Equity-Oriented Fund

You can invest in an equity-oriented fund that allocates a large portion of assets in equity.

Equity-Based fund

Solution-Oriented Fund

It allocates funds to low-risk assets that offer modest returns, enabling individuals to build their desired retirement corpus.

Low risk assets

Risk Appetite

Choose equity, hybrid or debt funds depending on your risk appetite, as risks vary from one asset class to another.

choose according to risk tolerance

Investment Strategy

Opt for equity or hybrid funds for long-term investments; shift towards debt funds as retirement approaches.

Investment plan

SWP Option

A systematic withdrawal plan allows you to withdraw a fixed amount at regular intervals from the investments made in the MF scheme.

Timed Withdrawals

Lock-In Period

Retirement funds often have a lock-in period of up to 5 years or until retirement age, ensuring investing discipline to achieve goals.

Compiled By Himani Verma

Time before maturity of investment

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