Add-ons, Emergency Support, And Flood Damage Repair To Check In Cars

Outlook Money

Car Insurance

It's always advisable to choose and have a comprehensive insurance car policy rather than just the mandatory third-party coverage.

Add-On Coverage

Ad on coverage on cars is important as policies often do not provide sufficient coverage in excessive rainfall/flood scenario. Standard plans often don't cover costs related to water ingress, engine damage, or hydrostatic locks.

Add-On Coverage

Add On Types

Engine Protection Cover: This add-on protects engine from liquid damage due to water ingress, which is not covered under a regular policy. It also covers engine breakdowns and hydrostatic locks. As it covers damages related to water, it is therefore a suitable add on for monsoon.

engine

Consumables Cover

Extended exposure to water damages lubricants, engine oil, and the gearbox. Since these damages are not covered in standard policies, opting for a consumables cover is wise.

Consumables Cover

Nil Dep

This covers an end-to-end cover to the car and should be taken with the other recommended add-ons.

Nil Dep

Emergency Support During Floods

Policyholders should always opt for Add Ons that can protect the cars in  floods related damages. Roadside assistance cover (RSA) includes benefits such as towing services, fuel delivery, battery jump-starts, and assistance with minor mechanical repairs for cars stranded in floods.

Compiled by Syed Muskan