Getting More Cashback On Credit Card Payments: Here’s How

Outlook Money

Credit Card Cashback

Credit cards give cashback in the form of rewards. The cashback is received as a part of the expenses incurred by cardholders using the card. The cashback is either credited to the cardholder's account or adjusted at the time of the next bill payment, reducing the total cost at the time of the transaction.


Choose the right credit card

To maximize cashback rewards on credit card payments, it is crucial to select the most suitable card. Numerous credit cards are tailored to specific categories such as groceries, dining, travel, or fuel. Before applying for a card, assess which category one has to spend. Once identified, credit cards can be used. 

Maximum Cashback

Stay Updated

Staying informed is crucial when it comes to paying bills and shopping online, as many credit card companies have partnerships with e-commerce platforms and online retailers. This presents opportunities to earn additional cashback rewards when making purchases on partner websites.


Advantage of special deals

Credit card companies frequently have special promotions where they provide additional cashback for spending in certain categories or with specific merchants. Buying big-ticket items like electronics or appliances can be a great way to earn a significant amount of cashback, particularly when taking advantage of special deals or discounts.

Special Deals

Travel and Loyalty Offers

Some cards focus on travel-related features, offering cashback benefits for flight, hotel and car rental bookings. Credit cards associated with loyalty programs, such as airline miles or hotel points, often offer additional cashback on top of points earned, increasing the overall reward.

Compiled by Syed Muskan